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Own New

Buy a New Build Home

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Reduced rates & Smaller deposits 

•    Reduced interest rates

•    Buy with a 5% deposit

•    Own 100% of your home 

•    Employed or self-employed 

•    Available for houses or flats 

How it works... 

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1.    Find a new build property you love 

2.    Arrange your mortgage with one of our approved Own New mortgage brokers 

3.    They’ll help you determine if Own New's Rate Reducer or Deposit Drop is right for you 

4.    Own 100% of your new home 

 

We have partnered with Own New to bring you a simpler, hassle-free way to get an affordable mortgage on a new build property. You get a normal mortgage and own 100% of your home. 

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2 amazing products... 

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Rate Reducer - Reduce your interest rate by up to 4% with Rate Reducer 

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Deposit Drop - Get on the property ladder faster – only 5% deposit needed with Deposit Drop 

Rate Reducer

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Tackle the cost of living crisis with a reduced rate mortgage 

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  • Lower Payments 

  • Sub 4% interest rates 

  • Own 100% of your property 

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It's a regular mortgage, just with lower monthly payments for the initial period. Own New's Rate Reducer makes your beautiful new home a reduced rate reality. 

Deposit Drop

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Buy sooner with reduced deposit mortgages and competitive rates 

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  • 5% deposit 

  • Great interest rates 

  • Own 100% of your property 

 

No need for a large deposit or to turn to the bank of mum and dad. Own New’s Deposit Drop gets you into your beautiful new home faster. 

FAQ's

  • Why do you need my data and what will it be used for?
    We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
  • Who is my data shared with?
    Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
  • How long do you keep my data for?
    We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact - info@chmortgagesltd.co.uk
  • What are my rights?
    You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@stonebridgegroup.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk

Testimonials

“Although we have good jobs and have both had salary rises and can afford to pay a mortgage, we only had a small deposit and most deals were for a deposit of 10 per cent or more”.... “we would not have been able to buy it without the help of the Own New five per cent mortgage. We are so grateful.”

Lee and Caroline Gunning 

Family of 4 (plus dog) who upsized into a larger property with Own New’s Deposit Drop 

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